Analista De Crédito

Your Role and Responsibilities

An F&A Business Analyst is responsible for the organization and timely and accurate processing of accounting transactions and all related tasks to achieve agreed business objectives. They ensure the delivery of a high quality and focused service to the external customer. Implement changes in accounting techniques that ensure compatibility with procedures and controls using new accounting developments as input. Are focused on business controls and process improvements associated with their desk assignments or overall team objectives.

Being You @ IBM

IBM is committed to creating a diverse environment and is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, caste, genetics, pregnancy, disability, neurodivergence, age, veteran status, or other characteristics. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Required Technical and Professional Expertise

- Formado nas áreas de Administração, Ciência Contábeis, Economia ou áreas relacionadas;
- Avaliar a capacidade de Crédito para grandes, médias e pequenas empresas;
- Compreender fluxo operacional e financeiro das entidades em análise;
- Copilar dados de demonstrativos financeiros (Balanços/DRE/Fluxo de Caixa) e históricos de Crédito;
- Realizar análises de índices, tendências e geração de caixa;
- Avaliar com profundidade o grau de risco envolvido e arranjo de garantias;
- Acompanhar continuamente a qualidade dos ativos e performance de carteira;
- Analisar criteriosamente os dados e produzir resumo claro e objetivo para deliberação de limites;
- Avaliar e monitorar as carteiras através de técnicas analíticas e de segmentação, implantando alterações para mitigação de risco e aumento de rentabilidade;
- Vaga temporária de 04 meses
- Conhecimentos em Serasa e Cisp e SAP.

***Todas as vagas são elegíveis para pessoas com deficiência ou reabilitadas. ***

Preferred Technical and Professional Experience

N/A

Other Relevant Job Details

For additional information about location requirements, please discuss with the recruiter following submission of your application.

Introduction

The Finance & Admin Business Analyst is essential to the ongoing profitable operations for one of the most globally recognized and respected companies in the world. By overseeing our financial activities, you will enable IBM to continue to bring to market ground-breaking innovations such as Artificial Intelligence, Cognitive Solutions, Cloud Infrastructure, and Blockchain technologies, to name a few.

Wonder if IBM is the one for you?

In a world where technology never stands still, we understand that, dedication to our clients success, innovation that matters, and trust and personal responsibility in all our relationships, lives in what we do as IBMers as we strive to be the catalyst that makes the world work better.

Being an IBMer means you’ll be able to learn and develop yourself and your career, you’ll be encouraged to be courageous and experiment everyday, all whilst having continuous trust and support in an environment where everyone can thrive whatever their personal or professional background.

Our IBMers are growth minded, always staying curious, open to feedback and learning new information and skills to constantly transform themselves and our company. They are trusted to provide on-going feedback to help other IBMers grow, as well as collaborate with colleagues keeping in mind a team focused approach to include different perspectives to drive exceptional outcomes for our customers. The courage our IBMers have to make critical decisions everyday is essential to IBM becoming the catalyst for progress, always embracing challenges with resources they have to hand, a can-do attitude and always striving for an outcome focused approach within everything that they do.

Are you ready to be an IBMer?

About Business Unit

IBM Consulting is IBM’s consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients’ businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

About IBM

IBM’s greatest invention is the IBMer. We believe that through the application of intelligence, reason and science, we can improve business, society and the human condition, bringing the power of an open hybrid cloud and AI strategy to life for our clients and partners around the world. Restlessly reinventing since 1911, we are not only one of the largest corporate organizations in the world, we’re also one of the biggest technology and consulting employers, with many of the Fortune 50 companies relying on the IBM Cloud to run their business. At IBM, we pride ourselves on being an early adopter of artificial intelligence, quantum computing and blockchain. Now it’s time for you to join us on our journey to being a responsible technology innovator and a force for good in the world.